April 19, 2024
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From a busy social life to beginning to pay off student loans, your 20s can be a hard time to save for the future — especially with retirement decades away.

“In your 20s, maybe you’re just out of college, have some student loans, have your first job,” says Nia Gillett, certified financial planner at Gen Y Planning, a firm that focuses on young professionals. “It can be easy to say, ‘Oh, I finally have money,’ and just start spending it.”

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