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As the cost of living continues to rise, finding ways to save money is more important than ever. Fortunately, there are many free services designed to help you manage your finances, learn new skills, and even stay healthy without breaking the bank. Here are the top seven free services this year that will bolster your savings.
1. Online Financial Tracking Tools
The first step to saving money is understanding where it goes. Online financial tracking tools have become sophisticated, offering insights into your spending habits, budgeting, and investment monitoring.
Online tracking tools like EveryDollar can help you manage your finances efficiently. These platforms sync with your bank accounts and categorize your expenses, making it easier to identify areas where you can cut back.
2. Open Educational Resources
Education can be expensive, but it doesn’t always have to be. Open Educational Resources have revolutionized the way we learn, providing free access to textbooks, course materials, and even full courses from prestigious universities around the world. Websites like Khan Academy, Coursera, and edX offer free courses on a wide range of subjects, from computer science to art history, allowing you to gain valuable knowledge and skills without the hefty price tag.
3. Fitness and Wellness Apps
There are many free fitness and wellness apps available that can help you stay healthy. Whether it’s guided meditation, yoga, or full workout plans, apps like Caliber and Nike Run Club offer excellent resources to keep you healthy without the need for expensive gym memberships or personal trainers.
4. Library Services and Digital Borrowing
Many libraries have embraced digital services. This allows members to borrow ebooks, audiobooks, and even stream movies and music. Apps like Libby and Hoopla work with local libraries to provide these services directly to your device.
5. Free Tax Filing Services
Tax season can be daunting and expensive if you’re paying for filing assistance. However, the IRS and various non-profit organizations offer free tax filing services for those who qualify. The IRS Free File program, for example, allows taxpayers who earn below a certain income threshold to file their taxes for free using guided tax preparation services provided by various IRS partners.
6. Community Sharing Platforms
Community sharing platforms like Freecycle and Buy Nothing have grown in popularity. They provide a way for individuals to give away items they no longer need or find items for free. From furniture and clothes to appliances and toys, these platforms can help you save a significant amount of money while also promoting a culture of reuse and sustainability.
Bottom Line
Leveraging these free services can significantly improve your financial health, allowing you to save money while enjoying a wealth of resources and amenities. Whether it’s through smarter financial management, free education, or health and wellness, the many ways to save money without sacrificing quality of life.
Editor’s note: This article was produced via automated technology and then fine-tuned and verified for accuracy by a member of GOBankingRates’ editorial team.
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